After $1,500, continued spending on a rotating Chase Freedom bonus category will earn unlimited 1% cash back. Cardholders can earn the 5% bonus rewards on combined purchases up to $1,500 per quarter.
Car rental insurance: The Chase Freedom car rental insurance provides cardholders with secondary car rental insurance, which is utilized after primary personal car insurance, and can help cover the cost of theft or damage to a rental vehicle.
It also covers up to $5,000 for trip interruption or cancellation and up to $3,000 for lost luggage. This insurance covers eligible cardholders and their families up to $250,000 for accidental death or dismemberment while traveling.
Chase Freedom travel insurance: Travel insurance is a free benefit to Chase Freedom Visa Signature cardholders with a credit line above $5,000.The balance transfer fee is 3% for the first 60 days, then 5% after that.
Introductory 0% APR period: Get 15 months of 0% APR on new purchases and balance transfers.Chase Freedom categories include pharmacies, groceries and everyday services like internet or cable. Chase Freedom cashback: Each quarter, a new bonus category earns 5% cash back, and all other purchases receive a flat 1% back.Chase Freedom signup bonus: With your successful application, you’re eligible for a Chase Freedom bonus of $150 cash back if you spend $500 on new purchases within three months of opening the account.Highlights of Chase Freedom card perks include an easy-to-hit signup bonus, low-rate balance transfers and travel insurance. (And now that restaurants are a "permanent" 3% category on the Chase Freedom Flex℠, its days as a 5% quarterly category may truly be over.) Meanwhile, for a couple of years, Chase used the 5% categories to try to nudge people into adopting its (now defunct) Chase Pay digital wallet app.The combination of Chase Freedom rewards and benefits make it a great card for everyday spending. Restaurants used to be a 5% category every year, for example, but that hasn't happened since 2017. Below are the categories going back to 2014. You can get a sense of what might be ahead by looking at categories from recent years, since Chase commonly repeats categories from one year to the next.
(By contrast, Discover, which has a similar rewards structure on many of its cards, usually reveals the full year's calendar ahead of time.) So you usually won't know the categories for, say, the third quarter (July, August, September) until the middle of June. Chase typically doesn't reveal its 5% categories until the month before they take effect.